TerraBella Indian Trail

TerraBella Indian Trail is a North Carolina-licensed adult care home (license HAL-090-035) in Monroe with 96 beds, 48 of them in a licensed Special Care Unit. Below is its public state record — license, star-rating history, posted inspections and penalties — plus local cost context and what to ask on a tour.

Is TerraBella Indian Trail licensed in North Carolina?

Yes. TerraBella Indian Trail holds North Carolina adult care home license HAL-090-035 from the DHSR Adult Care Licensure Section and appears on the state's current licensed listing, with 96 beds at 5306 Secrest Short Cut Road in Monroe. Its 96 licensed beds rank 2nd of 7 adult care homes in Union County by size.

The licensee of record is GA HC Reit II Indian Trail Alf TRS Sub, LLC. An adult care home is North Carolina's assisted living license: personal care, medication administration and supervision under 10A NCAC 13F — not 24-hour skilled nursing, which requires a nursing home license under 10A NCAC 13D.

What star rating does North Carolina give TerraBella Indian Trail?

TerraBella Indian Trail's current DHSR star rating is three stars (score 104.00), issued September 10, 2026 after a annual inspection. That is up from one star on the previous rating.

North Carolina rates every adult care home 0-4 stars from inspection points (100 base points, plus merits for rule-exceeding performance and minus demerits for violations); four stars requires 100+ points on two consecutive annual surveys. In Union County, 2 of 7 rated adult care homes currently hold four stars. The rating is the state's — we do not rate facilities.

Has TerraBella Indian Trail been penalized by North Carolina regulators?

Yes. DHSR's 36-month penalty listing shows 2 penalty item(s) totaling $3,000 for TerraBella Indian Trail under G.S. 131D-34, in the area(s) of Health Care, Physical Environment.

Penalties are imposed for the most serious violations — level A1/A2 findings that caused or risked serious harm, or violations left unabated. A paid or settled penalty does not mean the issue recurred; ask the administrator what was changed and read the linked report.

What have state inspections found at TerraBella Indian Trail?

DHSR has posted 22 inspection documents for TerraBella Indian Trail since 2014: 8 Statement(s) of Deficiencies, 3 "No Deficiencies Cited" result(s), and 2 county DSS Corrective Action Report(s). The most recent posted entry is a ACLS Annual and Follow-up dated 8/12/2026 (No Deficiencies Cited).

8 of the posted entries are complaint investigations. Statements of Deficiencies document rule violations found by DHSR; Corrective Action Reports are the county DSS equivalent. Open the PDFs — the left column is what inspectors found, the right column is the facility's plan of correction. Our guide to reading a DHSR inspection report walks through one.

Does TerraBella Indian Trail offer memory care?

Yes. DHSR's Special Care Unit listing shows 48 of TerraBella Indian Trail's 96 beds licensed for Alzheimer's/dementia care — a secured memory care neighborhood inside the adult care home, with the rest of the building serving assisted living residents.

North Carolina has no separate memory-care license. A Special Care Unit must add dementia-trained staff, unit staffing, a secured environment and a written disclosure statement. Ask for that statement and compare it with what the tour guide tells you. Browse all licensed Special Care Units.

Where is TerraBella Indian Trail located in Monroe, NC?

TerraBella Indian Trail is at 5306 Secrest Short Cut Road, Monroe, NC 28110, in Union County. ZIP 28110 takes in Monroe Crossing Area. The nearest major hospital is Atrium Health Union.

6 other licensed adult care homes are in Monroe. Veterans in the area are served by the Salisbury VA Health Care System (W.G. (Bill) Hefner VA Medical Center) and the VA Charlotte health care centers. See assisted living in Monroe.

Other licensed adult care homes in Monroe

• Brookdale Monroe Square 1 — 102 beds, 3 of 4 (96.00)
• Brookdale Union Park — 87 beds, 3 of 4 (100.50)
• Woodridge Assisted Living Facility — 80 beds, 24 SCU beds, 3 of 4 (96.00)
• Brookdale Monroe Square 2 — 65 beds, 65 SCU beds, 3 of 4 (101.50)
• Monroe Manor Assisted Living Building I — 12 beds, 4 of 4 (100.50)

How much does assisted living cost near TerraBella Indian Trail in Monroe?

Assisted living in Greater Charlotte typically runs $4,200-$5,800/mo in 2026 and memory care $5,400-$7,200/mo; Monroe generally prices near the middle of the metro range. TerraBella Indian Trail's own rates are not published by the state — ask for a written rate sheet for your parent's specific room and care level.

Lower-income residents may qualify for State/County Special Assistance through the county Department of Social Services — a cash supplement toward room and board that is not Medicaid, though SA recipients are automatically Medicaid-eligible; an SA/SCU track applies in Special Care Units. Veterans and surviving spouses may qualify for VA Aid & Attendance. See assisted living costs in Monroe.

How should families evaluate TerraBella Indian Trail before choosing it?

Start with TerraBella Indian Trail's public DHSR record — the star rating, the latest Statement of Deficiencies and any penalties — then tour twice, once unannounced near a mealtime, and get the rate sheet and residency agreement in writing before you commit.

What this facility's record suggests asking

• Ask what changed after the 11/8/2024 penalty finding and request the plan of correction.
• Ask how the 8 complaint investigation(s) on file were resolved.
• Tour the Special Care Unit separately from the assisted living side; staffing and activities differ.
• Confirm the license number on the certificate posted in the lobby matches HAL-090-035.

Questions for any tour

• Who passes medications, and how are medication errors tracked and reported to DHSR?
• How do you handle a resident fall or medical emergency at 2 a.m.?
• Do you accept State/County Special Assistance (SA), an SA/SCU memory-care placement, or VA Aid & Attendance?
• What activities run on weekends and evenings, not just weekday afternoons?
• May we visit unannounced after move-in, including during a meal?
• How long have the administrator and the resident care coordinator been in their roles?

Is TerraBella Indian Trail an assisted living facility or a nursing home?

TerraBella Indian Trail is an assisted living facility — in North Carolina terms, a licensed adult care home — not a nursing home; it provides personal care, medication help and supervision rather than round-the-clock skilled nursing.

Last verified: October 2026